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PRODUCTS

Apex offers property and casualty insurance for small to medium size commercial risks on a package or monoline basis. All products are written using custom policy forms designed and written by Apex and provide coverage on an occurrence or claims-made basis. The following is a list of the products offered by Apex:

 
bullet General Liability:  CGL coverage is written on a primary basis with limits up to $1 million though higher limits are available.  Coverage for Products Liability and Completed Operations is also available.

bullet Liquor Liability:  Liquor coverage is offered in conjunction with the CGL as part of a package policy though it is not written on a monoline basis.  All liquor liability policies are written with defense costs contained within the limits of the policy.

bullet Property Property coverage product is offered on a primary, excess or full coverage form and can be purchased on either an actual cash value or replacement cost basis.  This product can include business interruption insurance as well as spoilage and ordinance & law coverage.  Apex offers coverage up to a limit of $10 million though higher limits may be available for certain classes.

 

DISTRIBUTION

Apex distributes its products solely through wholesale surplus lines brokers located throughout the United States.   Apex views its relationship with its wholesale brokers as a key component to its success in the marketplace.  Underwriters are matched to brokers with whom they have long standing business relationships.  Apex, taking advantage of its size, is able to offer personalized service and focused attention to its brokers.

 

AVAILABILITY

The following is a listing of states where Apex is authorized to distribute its products.

Alabama
Alaska
Arizona
Arkansas
California
Colorado

Connecticut

Delaware
District of Columbia
Florida

Georgia
Hawaii

Idaho

Illinois
Indiana

Iowa
Kansas
Kentucky
Louisiana

Maine
Maryland

Massachusetts

Michigan

Minnesota
Mississippi
Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania

South Carolina

South Dakota
Tennessee
Texas
Utah

Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

 

 

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Copyright © 2007 Apex Insurance Managers, LLC