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Core Business

Apex’s expertise resides in many facets of the property and casualty insurance industry, though our core niche is in the areas of habitational, hospitality and mercantile & retail classes. The following is a summary of our focus markets:

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Habitational: We focus on apartments, condominium associations, and hotels & motels providing both property and general liability coverages. Our preferred risks tend to be the middle-market accounts in the area of 50 – 1,000 units and with a total insured value up to $10 million.

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Hospitality: We underwrite restaurants, bars, taverns and clubs on a mono-line or package basis, including liquor liability. Assault and battery coverage is provided on a limited basis depending upon the underwriting characteristics.

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Mercantile/Retailer: We generally focus on small to mid-sized retail shopping facilities and strip shopping centers.

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Other: In addition to the aforementioned risk classes, the remainder of our business consists of various classes of premises-based risks such as offices, distributors, etc.

 

 

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